You can hold the majority of regularly traded investments in your RRSP.  However, there are certain investments that are ineligible to be held in your RRSP.

Investments that are eligible include, but are not limited to, securities listed on a designated stock exchange (other than futures contracts), mutual fund units, Small Business Corporation shares (in limited circumstances), mortgages, investment grade debt obligations that are part of a minimum $25 million issuance, and annuity contracts.

Ineligible investments include, but are not limited to, commodity futures, most private company shares, listed personal property, and mortgages on property owned by you other than properly insured mortgages administered by a National Housing Act approved lender.

Before you make an investment in your RRSP, see your RRSP issuer or a Chartered Accountant for advice.

Information for Tax Tips is provided as a public service by the Chartered Accountants of British Columbia.